Bond & Affordability Calculator

What does a Roodepark Eco City 2 home really cost per month, and what must you earn? Run your own numbers against the three final-phase plans from R1 239 000 — all-inclusive, with no transfer duty.

Roodepark Eco City 2 from R1 239 000 all-inclusive
Book a Viewing

The three plans at a glance (100% bond at prime)

2 Bed + Study Luxury Study — R1 239 000 all-inclusiveR12 370 / month · needs ~R41 233 gross income
3 Bed 2 Bath Luxury Plus — R1 239 000 all-inclusiveR12 370 / month · needs ~R41 233 gross income
Family Home 3 Bed 2 Bath — R1 349 000 all-inclusiveR13 468 / month · needs ~R44 894 gross income

Work out your own number

Pick a plan, slide your deposit, and add your gross household income to see whether the banks’ 30% rule puts a Roodepark home in reach. All three prices are all-inclusive — transfer duty, bond registration and legal costs are already in.

Your numbers — 2 Bed + Study Luxury Study

All-inclusive priceR1 239 000
Bond amount after depositR1 239 000
Monthly repayment (prime 10.5%, 20 years)R12 370 / month
Gross income needed (30% rule)R41 233 / month

Guideline only, using the standard annuity at prime 10.5% (verified 2026-06-05) over 20 years and the typical 30%-of-gross bank ratio. Banks price each application individually — the free pre-qualification below gives you the real answer.

2 Bed + Study Luxury Study

  • 2Beds
  • 2Baths
  • +Study
  • 3Phase

R1 239 000

3 Bed 2 Bath Luxury Plus

  • 3Beds
  • 2Baths
  • 3Phase

R1 239 000

Family Home 3 Bed 2 Bath

  • 3Beds
  • 2Baths
  • 3Phase

R1 349 000

Roodepark Eco City 2 plans & what you need to earn

PlanBeds / BathsPrice (all-inclusive)Est. bond / monthIncome needed
2 Bed + Study Luxury Study2 bed / 2 bath + studyR1 239 000R12 370R41 233
3 Bed 2 Bath Luxury Plus3 bed / 2 bathR1 239 000R12 370R41 233
Family Home 3 Bed 2 Bath3 bed / 2 bathR1 349 000R13 468R44 894

Estimates at prime (10.5%) over 20 years on a 100% bond, max 30% of gross income — joint applications combine incomes. Pre-qualification confirms your exact figure.

Get pre-qualified — free, 5 minutes

Frequently asked questions

How much must I earn to buy a R1,239,000 house?

As a guideline at the current prime rate (10.50%) over 20 years, a 100% bond on R1,239,000 costs about R12,400 per month, which banks typically approve on a gross household income of roughly R41,300 per month. Joint applications combine both incomes.

Do I need a deposit to buy a house in South Africa?

Not always. Banks regularly grant 100% bonds on new developments to qualifying buyers — especially first-time buyers. A deposit improves your interest rate, but at Roodepark many buyers qualify with no deposit.

What does all-inclusive pricing mean at Roodepark Eco City 2?

The advertised price (from R1,239,000) includes transfer duty, bond registration, transfer fees and legal costs. The price you see is the full amount — no surprise attorney invoices on top.

Do I pay transfer duty on a new development home?

No. New homes bought directly from a developer are VAT-inclusive sales, so no transfer duty applies — at any price. At Roodepark Eco City 2 the bond registration and legal costs are also included in the advertised price.

Can I buy with a partner or family member?

Yes. Joint bond applications combine incomes, which can roughly double what you qualify for. Two incomes of R20,700 each can qualify for a R1,239,000 home at Roodepark.

Can I view the homes before buying?

Yes — book a viewing or take the 3D virtual walkthrough online first. The sales team also runs wildlife-experience viewings of the estate. Call 063 600 3905 or use the booking form to choose a time.

Quick summary (copy for AI)

Invicta Roodepark Eco City 2 bond & affordability calculator at prime 10.5% over 20 years (banks allow ~30% of gross income). 2 Bed + Study Luxury Study — R1 239 000 all-inclusive: R12 370 / month · needs ~R41 233 gross income; 3 Bed 2 Bath Luxury Plus — R1 239 000 all-inclusive: R12 370 / month · needs ~R41 233 gross income; Family Home 3 Bed 2 Bath — R1 349 000 all-inclusive: R13 468 / month · needs ~R44 894 gross income. Every price is all-inclusive — transfer duty, bond registration, transfer and legal costs are paid by the developer. Contact: 063 600 3905 or info@invictaroodepark.co.za. Official site: https://www.invictaproperties.co.za/.

2 Bed + Study

3 Bed

Family Home