New build · Montana, Pretoria
A new R1 249 000 townhouse. Your tenant helps pay the bond.
Buy-to-let in a secure wildlife estate, all costs included, no transfer duty. Est. rent R10 900 a month. We apply for your bond at all the major banks, free.
- 249 homes built
- NHBRC warranty
- All costs included
- All costs includedTransfer duty, bond registration and legal costs paid by us
- We apply for your bondFree, at all the major SA banks
- Phases 1 & 2 sold out249 homes built and lived in · NHBRC 10734
What one townhouse costs you each month
One home · 20% deposit · 20-year bond
- Price, all costs in
- R1 249 000
- Your deposit (20%)
- R249 800
- Rent left after the bond
- R756 /m
- Your monthly top-up
- R2 307/m
About R2 023 after the tax saving on your bond interest.
After 10 years your tenant has paid the bond down to R744 042. The home should be worth about R1.85 million. That is R870 944 of net wealth, from R249 800 you put in. An estimate, not a promise.
Assumes a 20% deposit, prime 10.75% over 20 years (verified 2026-06-05), 4% a year property growth and a 27% tax rate. Est. rent is a model assumption. Bank quote applies.
Which homes are these?
New sectional-title townhouses in a managed estate — not freestanding houses. You own your home; the body corporate looks after the outside, the gardens and estate security for a R1 425 monthly levy.
- 2 Bed + StudyR1 249 0003D tour
- 3 Bed 2 Bath Luxury PlusR1 249 0003D tour
- Family Home 3 Bed 2 BathR1 349 0003D tour
Buy to live in now and let later.
Show homes and the estate dam · 5 min Montana Shopping Centre · 15 min Menlyn Mall · 20 min Pretoria CBD
This is not for you if…
- One bad month would break you.
- You need the money back within five years.
- You want a promise instead of a model.
- You love your dogs — this is a strict no-pets wildlife estate.
If that's you, wait. We'd rather say so now.
Questions first-timers ask
Is this realistic for a first-timer?
Yes — a new sectional-title home bought directly from the developer is the simplest entry: the price is all-inclusive (no transfer duty, bond and legal costs included), the NHBRC warranty covers the build, the body corporate maintains the outside, and a managing agent can run the letting for around 7% of rent. The hard parts of "being a landlord" are all outsourceable.
What does it really cost each month?
Beyond the bond repayment there are four regulars: the levy (R1 425 here, confirmed June 2026 — it funds exterior maintenance, estate security and building insurance), municipal rates (estimated per plan), a managing agent's fee of around 7% of rent if you outsource the letting, and a small allowance for vacancies between tenants. The figures above already subtract the levy, rates and management fee — so what you see is the honest number, not bond-only maths.
Will the bank count the rent?
Usually only partially, and sometimes not at all for a first investment property: most South African banks want to see that your salary alone can carry the repayment, and may credit a portion of a signed lease or a rental appraisal once you have a track record. The practical rule: qualify on your own income and treat the rent as what pays the bond down, not what gets you approved. A bond originator can pre-check your position across several banks at no cost.
What if my tenant doesn't pay?
Vet upfront (credit check, affordability at roughly 3× rent, references), take a deposit, and consider a managing agent — their ~7% fee typically covers vetting, collection and arrears process. New estates with access control and modern units attract the strongest tenant pool, and pricing rent at market keeps vacancies short.
Why a townhouse, not a freestanding house?
With sectional title the body corporate handles exterior maintenance, gardens, building insurance and estate security, funded by a predictable monthly levy (R1 425 here, confirmed June 2026) — so there are no surprise roof or boundary-wall bills, and lock-up-and-go estate living is what tenants pay for. A freestanding house leaves all of that to you.
Buying five or more?
Buy five or more new homes to rent out and SARS gives you a yearly tax allowance called Section 13sex, for 20 years. In our five-home model, about R171 738 of your rental profit a year is not taxed. Four homes or fewer get no allowance.
SARS conditions apply; a registered tax practitioner should confirm your position.
Ask for the five-unit numbersWho is telling you this?
We are property developers, not registered tax practitioners. Before you rely on any tax figure, check it with one.