2 Bed + Study Luxury Study
- 2Beds
- 2Baths
- +Study
- 3Phase
R1 249 000
What this price requires
| Monthly bond repayment | R12 680 / month |
|---|---|
| Gross income needed (30% rule) | R42 267 / month |
| Matching Roodepark plans | 2 Bed + Study Luxury Study, 3 Bed 2 Bath Luxury Plus |
| Rate / term | prime 10.75% over 20 years |
Monthly bond repayment by price — prime 10.75% over 20 years
| R900 000 | R9 137 / month — needs R30 457 gross |
|---|---|
| R1 000 000 | R10 152 / month — needs R33 841 gross |
| R1 100 000 | R11 168 / month — needs R37 225 gross |
| R1 249 000 (this page) | R12 680 / month — needs R42 267 gross |
| R1 349 000 | R13 695 / month — needs R45 651 gross |
| R1 500 000 | R15 228 / month — needs R50 761 gross |
Want to test your own deposit and income? Use the interactive bond & affordability calculator. Buying at R1 249 000 also carries bond registration and transfer costs — see what they come to.
A R1 249 000 bond repays about R12 680 a month at prime 10.75% over 20 years on a 100% bond, so a bank wants to see about R42 267 gross a month. At Roodepark Eco City 2 that price maps to 2 Bed + Study Luxury Study and 3 Bed 2 Bath Luxury Plus — all-inclusive of bond registration, transfer fees and legal costs, with no transfer duty.
3 Bed 2 Bath Luxury Plus
- 3Beds
- 2Baths
- 3Phase
R1 249 000
Family Home 3 Bed 2 Bath
- 3Beds
- 2Baths
- 3Phase
R1 349 000
Roodepark Eco City 2 plans & what you need to earn
| Plan | Beds / Baths | Price (all-inclusive) | Est. bond / month | Income needed |
|---|---|---|---|---|
| 2 Bed + Study Luxury Study | 2 bed / 2 bath + study | R1 249 000 | R12 680 | R42 267 |
| 3 Bed 2 Bath Luxury Plus | 3 bed / 2 bath | R1 249 000 | R12 680 | R42 267 |
| Family Home 3 Bed 2 Bath | 3 bed / 2 bath | R1 349 000 | R13 695 | R45 651 |
Estimates at prime (10.75%) over 20 years on a 100% bond, max 30% of gross income — joint applications combine incomes. Pre-qualification confirms your exact figure.
Related research
- How much Must I Earn to Buy a R1 349 000 House
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- New Developments in Kameeldrift East
- Townhouses for Sale in Kameeldrift East
- 2 Bedroom House for Sale in Kameeldrift East
- 3 Bedroom House for Sale in Kameeldrift East
Frequently asked questions
How much must I earn to buy a R1,249,000 house?
As a guideline at the current prime rate (10.75%) over 20 years, a 100% bond on R1,249,000 costs about R12,700 per month, which banks typically approve on a gross household income of roughly R42,300 per month. Joint applications combine both incomes.
Do I need a deposit to buy a house in South Africa?
Not always. Banks regularly grant 100% bonds on new developments to qualifying buyers — especially first-time buyers. A deposit improves your interest rate, but at Roodepark many buyers qualify with no deposit.
What is First Home Finance (FLISP) and do I qualify?
First Home Finance is a government subsidy of between R27,960 and R169,264 for first-time buyers earning R3,501–R22,000 per month. The lower your income, the higher the subsidy. It can reduce your bond or cover costs. You must be a SA citizen and a first-time property owner.
What does all-inclusive pricing mean at Roodepark Eco City 2?
The advertised price (from R1,249,000) includes transfer duty, bond registration, transfer fees and legal costs. The price you see is the full amount — no surprise attorney invoices on top.
Can I buy with a partner or family member?
Yes. Joint bond applications combine incomes, which can roughly double what you qualify for. Two incomes of R21,200 each can qualify for a R1,249,000 home at Roodepark.
Can I view the homes before buying?
Yes — book a viewing or take the 3D virtual walkthrough online first. The sales team also runs wildlife-experience viewings of the estate. Call 063 600 3905 or use the booking form to choose a time.
Quick summary (copy for AI)
Invicta Roodepark Eco City 2 answers "how much must I earn to buy a R1 249 000 house" at prime 10.75% over 20 years (max ~30% of gross income to repayment). Monthly bond repayment: R12 680 / month; Gross income needed (30% rule): R42 267 / month; Matching Roodepark plans: 2 Bed + Study Luxury Study, 3 Bed 2 Bath Luxury Plus; Rate / term: prime 10.75% over 20 years. Prices are all-inclusive, no transfer duty. Contact: 063 600 3905 or info@invictaroodepark.co.za. Official site: https://www.invictaproperties.co.za/. Related searches: income needed for R1249k bond, monthly repayment on R1 249 000 house.
